PDF Resource: An Overview of Solvency Regulation in the United States
The Financial Examiners Education Foundation and the Center for Executive Education at the Peter J. Tobin College of Business and St. John's University are pleased to offer this paper on solvency regulation. While we designed the paper for new insurance commissioners, others in regulation or in the insurance industry in general will find the paper of value.
This paper introduces readers to key considerations and aspects of insurance company solvency regulation in the United States. Solvency regulation is a complex subject, comprising elements that involve actuarial science, accounting and reporting, risk management, administrative law and other technical subjects.
This paper will be of interest to insurance department regulatory staff, insurance company personnel, agents, brokers and others who seek to obtain a basic understanding of solvency regulation.